About This Project

Kalpesh Kapadia, CEO and Co-Founder

Michael Hallinan, CPO and Co-Founder


SelfScore connects an underserved but deserving population of international students with US credit markets through credit cards and other financial products. Using an innovative algorithm, we assess ability to repay without an SSN or credit history—both major obstacles for new international students seeking credit. Our screening process analyzes signals including (but not limited to) education, source of funding, and future employability to identify promising and responsible candidates, empowering them to build good credit and financial independence while they study in the U.S.